The Ultimate Checklist for Planning Your Retirement Abroad
For many people, retirement abroad is a lifelong dream: a home in the sunshine, a slower pace of life, and the freedom to spend time on the hobbies and experiences you love most. But behind every dream retirement lies careful preparation. At Blacktower Financial Management, we have been helping expatriates plan and protect their wealth […]
Retirement Accounts for Expats: What You Need to Know in 2025
Whether or not you intend to retire abroad, one thing is certain: how you save for retirement today has a direct impact on the lifestyle you can enjoy tomorrow. For U.S. citizens and Green Card holders living overseas, retirement accounts for expats require careful planning, not least because cross-border tax rules can quickly complicate even […]
Retiring Abroad with a U.S. Pension: What Every Expat Needs to Know in 2025
Retiring Abroad? Thinking of retiring overseas with a U.S. pension? Read this first. Have you lived in the United States as a citizen or green card holder for more than eight years and are now planning to move abroad—or have you already taken the leap? Do you still have a 401(k) or Individual Retirement Account […]
Understanding the Different Types of US Retirement Accounts: A Guide for Expats
Navigating U.S. Retirement Accounts as an Expat If you’re an American living abroad—or someone with historical ties to the U.S.—you may still hold one or more U.S.-based retirement accounts. From 401(k)s to IRAs, these accounts can offer valuable tax benefits, but managing them internationally brings additional layers of complexity. Whether you’re still contributing or preparing […]
Leaving the U.S.? What Expats Need to Know About 401(k)s, IRAs and Cross-Border Tax Planning
Planning a Move Abroad? Your Retirement Accounts Might Not Travel as Easily as You Think Are you thinking about leaving the U.S.? Perhaps you’ve lived there your entire life, or maybe you moved there for work or study and now crave a change of scenery. Or have you already made the move? Moving abroad is […]
Retirement Planning for Expats: Why Lifestyle Should Come Before Numbers
Thinking about retirement as an expat? Before focusing on how much money you need, ask yourself what kind of life you want. Learn how lifestyle-driven planning leads to better financial outcomes. Why “How Much Is Enough?” Might Be the Wrong First Question When it comes to retirement planning, many people, especially high-net-worth individuals and expatriates, […]
How Much Do I Need in My Retirement Account?
Planning for retirement can feel overwhelming — especially when you start asking the big question: “How much do I actually need in my retirement account?” The answer isn’t the same for everyone. Your target depends on your lifestyle, location, health, and even currency exchange rates if you’re an expatriate. At Blacktower Financial Management, we’ve been […]
Why Cross-Border Financial Planning Is Essential When Moving Abroad
Relocating to a new country is an exciting chapter — but it’s also a complex one. There’s a long checklist of things to think about: In the middle of all this, your finances may not feel like the most urgent concern. Yet for many expatriates — particularly those moving for work, retirement, or lifestyle — […]