What Options Do American Expats Have for Investing (Depending on How Much They Have to Invest)?
Living abroad as an American expat offers incredible rewards — new cultures, new opportunities, and a broadened worldview. But while life overseas can be enriching, managing your investments as a U.S. citizen abroad is rarely straightforward. Between U.S. tax obligations, FATCA reporting rules, PFIC traps, and local financial regulations, even experienced investors can find themselves […]
Financial Planning Considerations for Americans Perpetually Travelling Abroad
Life as a perpetual traveller feels like freedom — no lease, no commute, no fixed address. Your home is wherever you choose: Lisbon this month, Bali the next. For many Americans, it’s the ultimate lifestyle — blending work, exploration, and independence. Yet behind the freedom lies financial complexity. As a U.S. citizen, you remain tethered […]
Top 10 Tips for American Retirees Living Abroad
Retiring overseas is a dream for many Americans — lower living costs, better weather, and the excitement of discovering new cultures all make international living an appealing next chapter. But before you trade your ZIP code for a new country code, make sure your finances, healthcare, and legal affairs are ready to travel with you. […]
The 3 Pillars of Retirement Saving for US Expats
Retirement planning is vital for everyone, but for Americans living abroad, the process brings additional layers of complexity. From understanding foreign pension systems to managing dual tax obligations and currency risks, US expats face a unique financial landscape that demands careful, coordinated planning. This article explores the three core pillars of retirement saving for US […]
Moving Abroad? Here’s What Every U.S. Expat Should Know About Their Finances
Your Finances Don’t Reset When You Land Abroad Moving across the Atlantic can feel like a new beginning. But your finances don’t start fresh just because your location does —frequently, for U.S. citizens, they tend to get more complex, not less. Whether you’re planning a move or already living overseas, understanding how your U.S. accounts, […]
Financial Planning & Insurance for Americans Living Abroad
Moving abroad as an American opens a world of opportunity — but also a variety of financial planning questions. How do you protect your income? What happens to your retirement accounts? Will your U.S. health insurance still cover you? And what about life insurance and estate planning? When you move overseas, your financial responsibilities don’t […]
The Ultimate Checklist for Planning Your Retirement Abroad
For many people, retirement abroad is a lifelong dream: a home in the sunshine, a slower pace of life, and the freedom to spend time on the hobbies and experiences you love most. But behind every dream retirement lies careful preparation. At Blacktower Financial Management, we have been helping expatriates plan and protect their wealth […]
Retirement Accounts for Expats: What You Need to Know in 2025
Whether or not you intend to retire abroad, one thing is certain: how you save for retirement today has a direct impact on the lifestyle you can enjoy tomorrow. For U.S. citizens and Green Card holders living overseas, retirement accounts for expats require careful planning, not least because cross-border tax rules can quickly complicate even […]